How to open a bank account in Spain?

Generally speaking, when opening a bank account in Spain, in addition to the basic small amount of account opening fee, the account holder must present a Spanish national identity document or a valid Spanish residence permit for foreign nationals, and must provide a fixed amount of Contact address and telephone number of residence. If a foreigner has applied for residence but has not yet received an official residence permit, he or she must present a receipt slip issued by the internal affairs police unit as a substitute to obtain the bank's credit. Some banks can accept account opening by non-resident foreigners with passports and valid visas at their head offices, such as the Madrid head office of SCH Bank next to the Puerta del Sol. Those who have not yet obtained a residence card in Madrid and want to open an account with SCH should go here. Please contact the branch that handles foreign affairs. Address: C/CARRETAS, 14, MADRID In addition, it should be noted that there are two types of card applications: general ATM card TarjetadeDebito (general account holders can request it, with a lower annual fee) credit card TarjetadeCredito (the application threshold is higher) (High, proof of deposit or income is required) However, both cards can generally be used when shopping. If you need to apply for an ATM card when opening an account, please also inform the banker of the type you want to apply for. However, generally speaking, most international students only You can apply for an ATM card, but Spanish banks have a higher threshold for credit card issuance and are less likely to succeed. In addition, the bank will charge a custody fee every six months, and the amount depends on the bank and the amount of deposits in the account. According to the experience of several friends, the handling fees charged for overseas remittances vary from bank to bank, and even different branches of the same bank charge different percentages. You must inquire in detail, but generally speaking, they are usually between three and four thousandths. between. Those under the age of 26 can apply for a youth account (CuentaJoven) from the bank where the account is opened, and can enjoy the preferential treatment of exempting custody fees until they turn into a general account when they reach the age of 26. Enrollment targets: students who are interested in Spanish with no starting point and are preparing to study abroad or find a job. Teaching schedule: The total course duration is about 7.5 hours, 15 lessons in total, classes are held on Mondays, Wednesdays, and Fridays