What is a good financial quotient spending cash?

Shanrong Commercial Consumption Cash-out refers to the payment method of using China Construction Bank's comprehensive points for credit payment when purchasing goods supporting comprehensive points credit in Shanrong Commercial Personal Mall. From April 1 1 day, 2020, the order payment no longer supports full point payment, and the single order is paid by "point cash".

First, the main features:

1. Simplify the redemption process and improve the experience. The credit card points cashing process is embedded in the order process, which simplifies the identity verification. You can use the points only by SMS verification code, generate orders and complete the credit card points cashing, so that customers can get a smooth shopping experience.

2. Return points in real time and come and go freely. When an order for credit card points payment is cancelled, voided or refunded, the mall will link the credit card points system to return the customer points in real time, so as to meet the flexibility of customer points use to the greatest extent.

3. Unified integral settlement, fairness and justice. When different merchants jointly place orders, the mall will allocate credit card points according to the ratio of the order amount of different merchants to the total order amount, which embodies the principle of fairness. Credit card integral clearing is unified as the whole online clearing of merchants in electronic certificate, which does not increase the burden on merchants.

Second, the service object

"Shanrong Business Personal Mall" is positioned as a B2C platform for individual consumers. "Shanrong Business Personal Mall" currently sells clothing, bags, books, electrical appliances and other 14 categories of goods. Its mode is to provide products to consumers through franchisees. At present, there are 2 18 stores in the personal mall. Such as Haier Group, Intime Department Store, Mobil, Shell, Shente Auto Parts, la vie en rose and other well-known brand manufacturers directly settled in. When purchasing goods, consumers can directly realize installment payment or apply for loan payment, or they can use credit card points to exchange coupons for payment. Business shopping center. Shanrong Business Mall is positioned as an independent B2B platform for enterprise users. Including: professional market, enterprise financing and fund custody. E-room is a newly added business of Shanrong, mainly the loan business of new and second-hand houses, which helps customers to apply for the loan business of China Construction Bank and the housing accumulation fund online more conveniently.

"Good business" is based on "easy business" and provides professional e-commerce services and financial support services for enterprises and individuals. In e-commerce services, provide B2B and B2C customer operation modes.