Do you want to return the collected threatening messages?

Legal analysis: No reply required. If you are really sued, a court summons will be mailed to you, and everything will be subject to the summons. To say the least, even if you do receive a subpoena mailed to you by the court, you don't have to worry too much. Overdue disputes over online loans belong to civil disputes. Actively respond to the lawsuit, submit evidence that is beneficial to you, and then repay according to the court's judgment. According to the relevant provisions of the laws of China, you only need to repay the principal and interest with an annual interest rate of no more than 24%, which can actually save you a lot of money. You can call back to explain the reason for the overdue, but if the other party is too harassing, there is no need to pay attention.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan: (1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.