Will Wang Xin Bank be prosecuted if it is overdue for 3 days?

According to China law, Wangxin Bank will not be prosecuted immediately if it is overdue for 3 days.

First of all, the problem of overdue repayment between banks and borrowers usually takes legal action after a period of overdue. The length of overdue time depends on the specific contract terms signed by the borrower and the borrower.

Secondly, after overdue, banks usually take a series of collection measures, such as reminding borrowers to repay by phone, text message and email. , and make a repayment plan through negotiation. Only when the borrower refuses to repay or cannot reach an agreement will the bank consider taking legal action.

Finally, banks need to go through legal procedures to sue borrowers, including preparing litigation materials and court mediation. In this process, banks and borrowers have the opportunity to resolve disputes through litigation.

To sum up, Wang Xin Bank will not be prosecuted immediately if it is overdue for 3 days. Banks usually consider taking legal action after a long overdue period and after collection and negotiation procedures.

Supplementary information:

According to China's "Contract Law", both the borrower and the lender can stipulate clear overdue repayment clauses in the contract. Moreover, according to China's collection management measures, banks should fully perform collection procedures before bringing legal proceedings, and try their best to resolve disputes through consultation. Therefore, in the loan contract of Wangxin Bank, the handling method of overdue repayment and the time of legal proceedings can be specified in detail. If the question does not provide specific contract terms or relevant information, we can only answer it according to general legal provisions and practices.

It should be noted that specific laws, contract terms and banking policies may vary from region to region. The information provided here is only a general description. For details, please refer to relevant laws and regulations, contract terms or consult professionals.