What is the limit of postal mobile banking transfer?

After completing the bank card, people usually open the mobile banking of the issuing bank to facilitate daily operations such as transfer and consumption. So, is there a limit to using mobile banking to transfer money? how much is it? Take the Postal Savings Bank as an example. Let's have a look.

What is the limit of postal mobile banking transfer?

According to the regulations of Postal Savings Bank, the transaction limit of mobile banking varies with different authentication media. When the user's account is a Class II or III card, when transferring money through mobile banking, the system will limit it according to the lower limit due to the limitation of electronic channels and the card itself.

(Source: China Postal Savings Bank)

For example, the second-class account transfers money through mobile banking. Among them, the daily cumulative amount of self-deposit, acceptance of funds transferred from unbound accounts, withdrawal, consumption, payment and transfer to unbound accounts of Class II accounts is not higher than 10000 yuan, and the annual cumulative amount is not higher than 200,000 yuan.

In the mobile banking channel, through the transaction password, SMS verification code and face recognition, the bill was transferred to 200,000 yuan, and the user who opened the mobile banking paid 50,000 yuan in a single payment. In the case of electronic channel limit and card limit, according to the card limit, the accumulated amount of the day is not higher than 6,543,800 yuan, and the accumulated amount of the year is not higher than 200,000 yuan.