Do I need to enter a mobile phone verification code to make a bank card transfer over the phone?

Yes, required. This is a rule set by the bank to protect the security of your transfers. However, you can activate the designated payee transfer function and use the designated payee transfer function to remit money. You do not need to use an SMS verification code. You can directly enter the withdrawal password to confirm the remittance. Tip: When adding a designated payee account, you can set the payment mode (normal, fast, real-time). When subsequent transfers are made through the "Agreement Account" portal of Mobile Banking, PAD Bank, Public Edition, and Professional Edition, the payment mode you set will be used by default. When transfers are made through the "Transfer and Remittance" portal, you can choose the payment mode when transferring money.