Joke Collection Website - Public benefit messages - I'd like to ask what the interest rate is for commercial loans.

I'd like to ask what the interest rate is for commercial loans.

What is the commercial loan interest rate for the first house?

The interest rate of the first home loan for commercial loans is subject to the benchmark interest rate of the central bank. Banks will fluctuate on the benchmark interest rate of central bank loans according to the qualifications and credit status of applicants. The benchmark interest rate of the central bank is 1, the loan is within one year (including one year), and the interest rate is 4.35%. 2. The loan term is one to five years (including five years) and the interest rate is 4.75%. 3. For loans over five years, the interest rate is 4.90%. For more information about the interest rate of commercial loans, please visit:/ask/3a7dD41615834571.html? Zd view more content

2. What is the benchmark interest rate for commercial loans in 2023?

The answer is: there is no benchmark interest rate for commercial loans in 2023. Since October 8, 20 19/kloc-0, the People's Bank of China has reformed the loan benchmark interest rate model and formed the LPR mechanism. On the 20th of each month, the National Interbank Funding Center calculates and publishes the LPR benchmark interest rate. At present, LPR has become the main reference for loan pricing of financial institutions, including 1 and two varieties with a term of more than 5 years. Therefore, there is no benchmark interest rate for commercial loans in 2023.

3. What is the interest rate for the first suite of commercial loans?

Banks belong to enterprises and aim at making profits. Although the Housing and Construction Department of Hubei Province issued a document stipulating that the benchmark interest rate of the first suite can be 30% off, the construction department cannot manage the bank, and only the superior leaders of ICBC can implement this regulation. Without a coordinator in the middle, it is difficult for lenders to enjoy this discount! If you withdraw, can you apply for loans from other banks at a discount? Will the superior leaders of banks and management banks ~ People's Bank of China issue documents? If not, all banks will not take the documents of the Provincial Housing and Construction Department seriously ~

Suggest careful withdrawal!

4. What is the interest rate of the first home loan for commercial loans?

The interest rate of the first home loan for commercial loans is subject to the benchmark interest rate of the central bank. The bank will fluctuate on the benchmark interest rate of the central bank loan according to the applicant's qualification and credit situation. The benchmark interest rate of the central bank is:

1. If the loan is within one year (including one year), the interest rate is 4.35%.

2. The loan term is one to five years (including five years) and the interest rate is 4.75%.

3. For loans over five years, the interest rate is 4.90%.