The bank called to check the credit card.

How long does it take for Bank of Communications to review and issue credit cards?

It takes about two weeks for Bank of Communications to review and issue credit cards.

Credit card review process:

Review the submitted materials: copy of identity certificate, original work certificate, original salary income certificate and application form are complete, and remind them to supplement if there are any deficiencies;

Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;

Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable;

Send a credit card if you pass the exam.

The Bank of Communications credit card was successfully approved without calling. What happened?

The bank calls you to verify your information, not to collect it.

The reason is that your information is highly reliable and your credit meets the application conditions, so you can issue cards directly.

It is normal for credit card approval not to call for verification now. Under normal circumstances, if you have a good credit record and the information you filled in is the same as the information you applied for another bank's credit card last time, you won't call to verify it.

The customer service of Bank of Communications will review your details within 10-20 working days. If the audit is successful, your card will be mailed to the address you fill in.

Why was the Bank of Communications credit card approved without calling?

1. Bank of Communications Credit Card Because the materials you provided are highly reliable, your credit completely meets the application line and you can issue the card directly, so you successfully approved it without calling.

2. Call for verification is one of the audit methods, and it is not necessary to use this method every time a card is issued.

3. Call back is randomly selected, and not every applicant will call.

4. There are two main requirements for credit card application: age requirement: 18-60 years old; Have a stable job and income source.

5. Materials and certificates to be provided when handling: domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;

6. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit; If it is a private owner, in addition to the above information, it is also necessary to provide a copy of the business license showing the name of the applicant, the name of the enterprise and the date of starting business.

7. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.

8. Handling way: bank counter application; Credit card application in official website; Apply to the bank credit card salesman; You can apply on wechat.

The national centralized bank transfer business refers to the nationwide real-time directional transfer service of futures deposits between margin accounts designated by futures companies (including but not limited to futures margin accounts and option margin accounts), individual futures investors' transaction settlement summary accounts and Pacific debit card accounts, institutional futures investors' legal person accounts and qualified financial institutions' legal person accounts opened in Bank of Communications for institutional investors.

If the Bank of Communications and the credit card center call to verify, how long will it take to know the approval?

Call 400 every other day to get the approval, and the online inquiry will be delayed for one or two days. The call of Bank of Communications has basically passed the review, and the call is the last review step. We'll know the result in three days, so wait slowly. I called on1October 30th. 10. 1call 40,31on October 30th, and it was approved online. You didn't send me a text message until the 3rd, saying that the card has been sent and hasn't arrived yet. The taste of waiting is really hard.

So much for the introduction of the telephone audit of Bank of Communications credit cards.