Which is more reliable, Didi Loan or Meituan Loan?

None of them are reliable, don't apply for online loans!

Didi loan is general and not very reliable. Collecting credit at meetings is out of date. With the advent of the data age, the credit age has become possible. The importance of credit investigation is self-evident. Of course, if you don't plan to buy a house or car in the future, you can ignore it. Although some online lending products are not connected to the central bank's credit information, Didi loans are different. If it is overdue, these data will be recorded in PBOC's credit information system like bank loans and credit cards, resulting in credit stains. The influence of credit reporting is very great. I have a friend, because he often borrows money, and his credit report is much overdue. Later, I couldn't get a house loan before I got married, and finally broke up with my girlfriend directly. Didi loan has done a good job in information security. For example, the information collected by Didi Loan during the application process includes real name, ID number, savings card number, mobile phone number and central bank credit information, while the information collected by micro-loan only includes identity verification information and central bank credit information. Micro-loans seem to collect less information, but in fact they are more than Didi loans. Before 2065438+September 2008, Didi Loan used sesame as one of the bases for pre-lending risk assessment, and then, like micro-loans, it used the central bank for credit investigation. Never use the loan from Meituan, or you will regret it. As a loyal consumer of Meituan for many years, I cancelled the account of Meituan yesterday and vowed never to touch any products of Meituan again. The thing is, 1 1 month, Meituan sent me a 30-day interest-free coupon. I think such a good thing, don't use it for nothing, just borrowed 40 thousand yuan to turn around. A month has passed, and now I find that I can't use the interest-free coupon in advance when I return it, but I clearly remember that I didn't write it at that time, and there was no text to remind me that the interest-free coupon for early repayment was invalid. Later, I contacted the customer service, and everyone shirked their responsibility and said that I didn't see it. Then I searched the Internet. It's my fault to borrow money from meituan. I don't think we should be greedy for such a small profit and return the money as charity. I just want to say that a big enterprise like Meituan maliciously deceives consumers, which is no different from the routines of those inferior p2p companies. It is tantamount to robbing money. If you are short of money, many people will be willing to give directly to raise funds. After this incident, I found more and more how excellent Alipay is, which some enterprises can't match. I want more people to see my painful experience and not be cheated.