Why did Ping An Reserve Fund refuse?

The user's application for Ping An reserve fund was rejected for one second, mainly because it did not meet the conditions for the use of Ping An reserve fund. The application conditions of Ping An reserve fund are that the applicant must be the main cardholder of Ping An Credit Card, the application amount is not less than 2000, and the applicant's personal credit information is good. As long as one or more of the conditions are not met, there will be a second refusal to apply for the reserve fund.

Ping An Bank reserve fund is actually a small emergency fund specially provided for customers with Ping An credit cards. After the customer receives the Ping An consumption reserve fund, it can be used for daily credit card consumption and online payment (which takes precedence over the credit line of the credit card after receipt), and can also be used to offset the bill that has been issued.

However, Ping An Consumer Provident Fund cannot be withdrawn, transferred or recycled. If you want to make a large transaction, you have to call Ping An Bank's customer service hotline 955 1 1 in advance to open a single large consumption.

You also need to pay attention to the fact that after the Ping An consumer reserve fund arrives, the fixed principal and handling fee will be repaid monthly from the second month, regardless of whether the customer uses it or not, so the customer had better use it as soon as possible.

If you want to apply for Ping An Consumer Reserve Fund, only the main cardholder can apply, but the supplementary cardholder cannot. The currency of application is limited to RMB. The application amount of the reserve fund cannot be higher than 500,000 RMB, and certainly not lower than 3,000 RMB.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.

20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.