Joke Collection Website - Public benefit messages - How to query the bank name on the rural credit cooperative card?
How to query the bank name on the rural credit cooperative card?
1. Personal bank inquiry: log in to the bank APP and click "My account → RMB available balance" to enter the account details page, through which you can view the current bank. (Operating environment: Apple 12 mobile phone, ios 14 system, China Agricultural Bank APP version: 6.7.0).
2. WeChat inquiry: enter the official WeChat account of China Agricultural Bank Weizhong Bank, click Microfinance → Inquire about the bank, or enter the "My Account" function page, and select "Bank" below the corresponding card to display the bank outlets. (Operating environment: Apple 12 mobile phone, ios 14 system, WeChat version 8.0. 13)
If you need to inquire about other banks, you can directly call the customer service hotline of Agricultural Bank of China and select "5. Bank inquiry and integrated service "-" 1. Bank inquiry "to enter the card number and make an inquiry.
Bank cards are divided into credit cards and debit cards, and credit cards are also divided into credit cards and quasi-credit cards. The following are the details of the bank card:
I. Debit card
Debit card is a credit tool issued by the issuing bank to the society, which has the functions of transfer settlement, cash deposit and withdrawal, shopping consumption and so on. Most of the salary cards used by friends are debit cards.
Second, quasi-credit cards.
Quasi-credit card is also a kind of credit card with China characteristics, which came into being when China's credit mechanism is not perfect. Its appearance and development laid the foundation for the popularization of credit cards.
Quasi-credit card has some functions of credit card and debit card. Generally, it is necessary to pay a deposit or provide a guarantor. When using it, it is required to deposit before consumption, and the deposit pays interest. When shopping, you can make a small overdraft within the amount approved by the issuing bank, but the overdraft amount will bear interest from the date of overdraft and the arrears must be paid off in one lump sum. There is no interest-free repayment period and minimum repayment amount.
Third, credit cards.
Credit card, in a narrow sense, is also a credit card, which is a payment card that provides cardholders with consumer credit. Cardholders can "buy first and pay later" without having to deposit in the issuing bank.
The core features are credit sale and revolving credit. Generally, the issuing bank sends a bill to the cardholder once a month, and the cardholder can choose to pay off the account interest-free within a certain grace period after receiving the bill; Either pay part of the bill, or only pay the minimum amount, and pay interest later.
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