Is it true that New Er Fu is overdue 1270 days and suddenly sends a text message saying that it wants to file a case for handling?

It's fake. The court will send you an envelope instead of a text message. According to what we have learned, if the users of trust and cash loans are overdue for more than 15 days, they will provide the borrower information to the personal credit information of the central bank as appropriate. In other words, overdue will not only affect your personal credit, but also be charged a certain penalty interest. Serious customers may even report directly to the central bank. If reported to the central bank, it will be very troublesome.

Maybe you have a bad personal record all your life. For those of us who want to buy a house and car in the future, it will inevitably have a negative impact on the loan. There are too many disputes about loans in recent years, and the country doesn't know how to protect and solve them, because these problems are actually what you want. The loan platform didn't force you to borrow money. If the platform forces customers to borrow money, then the platform will be forced out by the government at the first time.

As we all know, it is also a very troublesome thing to borrow money from the bank, because if you fail to pay it back within the time limit, the bank financial institutions will continue to collect it. They will arrange professional bank staff to collect money. If the customer ignores it for a long time, the bank may outsource it to a third-party company for collection. In short, after you borrow money, it is essential for us to call and send text messages, and some may even call relatives and friends or even go home to check your actual situation.

Xinfufu is a financial technology company dedicated to domestic consumer credit services, providing reasonable, convenient and safe consumer credit services by taking advantage of core technologies such as forecasting and screening and automatic decision-making. Since 200 1, the company has been focusing on R&D and risk management technology. Headquartered in Shanghai, 20 10 set foot in peer-to-peer lending information intermediary service, covering more than 20 provinces and municipalities directly under the central government.

While providing technical services of risk management for banks and other institutions, the company adopts advanced big data risk control system, combined with more than 15 years of practical experience in risk management in China, and takes information consultation as the service mode to provide services such as risk assessment, information exchange and loan matching for users at both ends of the loan.