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What does it mean to deduct 3 yuan from bulk business of ICBC Bank Card? How can I cancel this deduction?
Small account management fee exemption is as follows:
1, automatic exemption scope:
Only a unique account was opened in China Industrial and Commercial Bank (excluding credit card and VIP account).
Signed a contract with ICBC to distribute wages, pensions, subsistence allowances, social security deposit accounts (including pensions, endowment insurance, unemployment insurance and medical insurance), housing provident fund accounts, military security cards, military security card employee cards and electronic accounts.
2. You can apply for exemption:
If you have opened multiple accounts in ICBC, and none of them are exempt from small account management fees, you can specify one of them (excluding credit cards and VIP accounts) to apply for exemption. You need to bring your valid ID card, debit card/current passbook to any business outlet in China.
Extended data:
Small account management fee:
Small account management fee is an account management fee that banks charge a certain amount of fees every month for those accounts whose average daily balance is less than a certain amount. Most banks have this charge, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy.
From August 1 2007, the annual bank card fee and small account management fee were cancelled, and some basic financial service charges of commercial banks were suspended.
The following are the collection standards for small account management fees of some banks:
The average daily deposit of ICBC is lower than that of 300 yuan every three months, and a small account management fee of 1 yuan is charged every month.
China Construction Bank: Small account management fees can be charged for savings accounts. The management fee standard for small account of Shanghai Branch is: RMB personal demand deposit small account refers to the RMB personal demand deposit account whose average daily balance is lower than that of 500 yuan (excluding) during the statistical period. 3 yuan collects small account management fees every quarter, and the settlement time at the end of each quarter is 20th or 2 1 day.
The so-called daily average deposit balance is the daily average deposit balance, that is, the daily average deposit balance is accumulated by the number of days in the statistical period, divided by the number of days in the statistical period, which is equal to the daily average deposit balance. Average daily balance of account = total daily deposit balance in statistical period/number of days in statistical period.
From 20 11July1day, 34 controversial bank charges, such as small account management fee, bill printing fee, password modification and password reset fee, were officially suspended.
The China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions (hereinafter referred to as the Notice), requiring banking financial institutions to exempt 34 classified service charges of11RMB personal accounts from July 0.
Among them, the small management fee is stipulated as follows: "The annual fee and account management fee (including small account management fee) of the signed salary account, pension account, subsistence allowance account, medical insurance account, unemployment insurance account and housing provident fund account;" This means that in addition to the above accounts, a small account management fee will be charged.
Baidu Encyclopedia: Small Account Management Fee
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