What do mobile banking and mobile wallet mean?

"Mobile banking" is a banking service with mobile phone as the terminal launched by banks. In fact, you can do some basic banking operations through the browser of your mobile phone, which is similar to the nature of telephone banking. "Mobile wallet" and "mobile banking" are not the same concept. "Mobile wallet" is a means of payment in e-commerce, which is mainly the binding of mobile phone and bank card. In this way, you can pay the money in the bank card through mobile phone operation, which is a fast e-commerce application. The most widely used payment method in China is mobile phone short message, that is, consumers pay through mobile phone bills, and after sending short messages, they directly deduct the money from the mobile phone bills. It is suggested that you can look at Qpay website to learn about mobile payment (including mobile wallet and SMS payment). He is a leading figure in this industry in China at present. 90% of merchants and consumers use his services or the services they represent. The website is: www.qpay.com.cn