How to remove the blacklist of credit information?

1. Repayment of principal and interest is prosecuted by the debtor according to law. After the court's decision, if you want to eliminate the blacklist, you must pay off all the debts you owe. After paying off, the blacklist is naturally lifted.

2. Reach a settlement with the application executor and negotiate with the application executor to pay off the money. The two sides reached a settlement agreement and applied for the executor to confirm that the debt had been paid off. At this time, the debtor applies for deleting the blacklist again, and the people's court will lift the blacklist after review.

Extended data:

Credit maintenance method:

First of all, when the lender or credit card holder changes important information, it is necessary to update the bank information in time. Take credit cards as an example. If the cardholder's billing address and mobile phone number change, go to the bank to modify the address and mobile phone number, you can receive the credit card confirmation letter and statement on time, and you can also receive the bank reminder message in time to ensure the security of the account.

If the credit card holder does not have enough funds to repay all the bills and does not want to affect his credit history, he can contact the bank in time and choose to return the minimum repayment amount or handle the installment repayment.

Some people think that as long as credit cards are eliminated, personal bad records can be eliminated. In fact, the credit record is accompanied by the personal identity information of the cardholder, and simply canceling the card cannot eliminate the bad record. At this time, it is necessary to continue to maintain the long-term benign use of the card in order to prepare for the return of personal credit records to "innocence" through good credit transactions in the future.

References:

Credit Information-Baidu Encyclopedia