How to withdraw cash from Guangfa Bank's credit card?

How to withdraw cash from Guangfa Bank's credit card with mobile app?

Operating environment: Apple 7P; IOS 13.4

Log in to Guangfa Credit Card APP "Discover Wonderful", click "Cash" on the homepage to enter the withdrawal procedure, and then the interest repayment method of installment number will be displayed. You need to select and confirm, and finally you will be asked to fill in a debit card to receive cash, and follow the prompts.

Withdraw cash. Deposit it in the bank card bound by Alipay. Then transfer money from your bank card bound by Alipay to Alipay or Yu 'ebao.

With the development of market economy, enterprises, companies or individuals have a growing demand for loans, but there are still many unclear places for us ordinary people. The following summarizes some basic financial knowledge of loans for everyone to learn from each other.

Loans seem to be a very simple matter, that is, borrowing money from others and then paying back the money with interest. In fact, loan is a very professional technical job. If you don't know some financial knowledge, it's easy to get a loan that is not what you want. In order to help you better learn and understand the knowledge related to loans, this paper summarizes ten basic knowledge of loans.

1. What are the common loan forms, and what are their characteristics and advantages?

Loans are divided into "credit loans" and "mortgage loans".

2. What's the difference between a "lender" and a "borrower"?

In the process of lending, most people don't know what is a "lender" and what is a "borrower".

Lender: refers to individuals or financial institutions that use credit funds or their own funds to issue loans to borrowers in lending activities, generally referring to commercial banks and central banks.

Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender with its own credit or property as a guarantee or a third party as a guarantee in credit activities.

Simply put, if you borrow money from a bank, you are the borrower and the bank is the lender.

3. What are the common repayment methods?

Common repayment methods are: average capital, matching principal and interest, one-time repayment of principal and interest, interest first and principal later.

4. What is the benchmark interest rate? What will float?

The benchmark interest rate is the deposit and loan interest rate uniformly stipulated by the People's Bank of China, which is used to guide the deposit and loan business of commercial banks. Commercial banks can float on the benchmark interest rate according to market conditions and borrowers' conditions.

The main reason for the increase in loan interest rate is that the market demand for loans is greater than the supply of funds. Simply put, banks are short of money. In addition, the borrower's own credit status is not good, and the bank thinks that the loan risk is too high, so it raises the interest rate.

How much is the credit card overdraft withdrawal amount of Guangfa Bank? How to open the overdraft cash withdrawal function?

People not only often use credit cards for overdraft consumption, but also sometimes withdraw cash from credit cards to solve financial problems. There is a limit on the amount of overdraft, and different banks may have different regulations. Then, what is the credit card overdraft withdrawal amount of Guangfa Bank? And how to open the overdraft withdrawal function of Guangfa Bank's credit card? I will answer your question today.

How much is the credit card overdraft withdrawal amount of Guangfa Bank?

The credit card overdraft withdrawal amount of Guangfa Bank is generally determined by the credit line of your credit card, because its overdraft withdrawal amount is 50% of the credit line of the credit card. Therefore, the higher the available credit card limit, the higher the overdraft limit you can have.

However, it should be noted that under normal circumstances, only 500,000 RMB can be withdrawn from the credit card of Guangfa Bank.

How to open the credit card overdraft withdrawal function of Guangfa Bank?

If you want to make an overdraft withdrawal from the credit card of Guangfa Bank, you must activate the overdraft withdrawal function of your credit card first. Because you need to set the withdrawal password to ensure the security of withdrawal.

However, opening it is simple. You can call the customer service hotline of Guangfa Bank directly. After dialing 95508, press the "3" key, and then press the "3" key to complete the password setting and function opening according to the voice prompt.

The above is about "What is the credit card overdraft withdrawal amount of Guangfa Bank? How to open the overdraft cash withdrawal function? " The answer. The credit card overdraft withdrawal limit of Guangfa Bank is 50% of your credit line of Guangfa Bank. You have enabled the cash withdrawal function and set the cash withdrawal password, so you can make overdraft cash withdrawal on your Guangfa credit card.

What credit cards can Guangfa Bank withdraw cash for free?

Which credit cards of Guangfa Bank can withdraw cash for free?

How to withdraw cash from Guangfa Bank's credit card? What are the withdrawal methods?

1. One of the credit card withdrawal methods of Guangfa Bank-ATM withdrawal.

At home or abroad, you can withdraw local currency from ATM with UnionPay logo or VISA/Plus or MasterCard/Cirrus logo on your credit card with the transaction password.

Two. Credit card withdrawal method of Guangfa Bank-cash withdrawal at bank counter

In China, you can withdraw RMB cash at the counters of branches of Guangfa Bank with your credit card and transaction password.

In foreign countries, you can use the VISA/Plus or MasterCard/Cirrus logo displayed on your credit card to withdraw local currency or its equivalent from the bank counter.

Three. One of the ways to withdraw cash from credit cards of Guangfa Bank-telephone overdraft withdrawal.

Just dial 95508 with the mobile phone/home phone reserved in Guangfa Bank, press 4→ press 6, and open the telephone overdraft cash withdrawal service according to the voice prompt, and you can transfer the cash overdrawn by credit card to the non-public offering savings account in my name without going out. It only takes 1-2 working days to transfer money to the savings account of Guangfa Bank. (Additional handling fee of 10 yuan will be charged for transferring to non-public offering).

Four. Credit card withdrawal method of Guangfa Bank-online banking overdraft withdrawal.

Log in to the online banking of Guangfa Bank, select Credit Card → Overdraft Cash Withdraw, and overdraw the cash in the credit card to the effective savings account of Guangfa Bank according to the system prompt.

Healthy consumption, cautious cash withdrawal

"Cash withdrawal by credit card" means that the cardholder withdraws cash from the credit line of the card by other means without paying the bank withdrawal fee, which is illegal.

Can I withdraw cash from Guangfa Bank's credit card?

The credit card of Guangfa Bank can take cash.

Overdraft withdrawal amount: the overdraft withdrawal amount depends on your card usage, which is generally 50% of the comprehensive credit. The total amount of overdraft withdrawal and the contracted amount shall not exceed your comprehensive credit line. For details, please call the 24-hour customer service hotline of the credit card center.

How to open and use:

The mobile phone dials 95508 and presses "3-3" according to the voice prompt to complete the password setting and function opening. Then dial 95508 (press 4 and then press 6 after the voice prompt), mobile banking, online banking, self-service cash machines and bank branch counters through mobile phones, and withdraw cash according to the corresponding instructions.

Tips: Please dial 95508 with the mobile phone number registered in the system.

Various channels are available:

Telephone overdraft cash withdrawal: a new concept of convenient cash withdrawal, one phone call, and immediate withdrawal to the savings account.

Just dial 95508 with the mobile phone registered in the system, press 4→ press 6, and start the telephone overdraft cash withdrawal service according to the voice prompt. You can transfer the overdraft cash of your credit card to your own bank or non-public savings account without going out, which will solve your urgent needs. (It only takes 1-2 working days to transfer to a bank savings account and a non-public offering. ) Each pen can be withdrawn at will, with a maximum of 500,000 RMB.

Mobile banking overdraft cash withdrawal: log in to our mobile banking, select Transfer Remittance → Transfer with the same name, and follow the system prompts to overdraw cash from your credit card to a valid savings account in your name. Each pen can be withdrawn at will, with a maximum of RMB 500,000.

Online banking overdraft withdrawal: log in to online banking, select Credit Card → Credit Card Transfer → Overdraft Transfer, and follow the system prompts to overdraw the cash in the credit card to a valid savings account in your name. Each pen can be withdrawn at will, with a maximum of RMB 500,000.

Self-service ATM overdraft withdrawal: With the withdrawal password, RMB or local currency can be withdrawn from self-service ATMs with VISA, MasterCard or UnionPay logo at home and abroad.

Bank outlet counter overdraft cash withdrawal: with the credit card and cash withdrawal password or valid certificate, withdraw RMB or local currency at the counters of branches of Guangfa Bank or the counters of banks with VISA, MasterCard or UnionPay logo overseas. Each pen can be withdrawn at will, with a maximum of RMB 500,000.

China guangfa bank-overdraft cash withdrawal

How to withdraw the remaining 6 yuan money from Guangfa Bank's credit card?

Withdraw money from ATM, business hall or mobile banking APP.

Specific steps to withdraw money from credit card balance:

1, put the credit card into the ATM to withdraw the balance, follow the machine interface prompts, enter the withdrawal password, and then withdraw the balance.

2. The user brings a valid ID card and credit card to the counter of a nearby bank outlet and asks the staff to withdraw the credit card balance. After verifying the ID card, the staff will go directly to the counter to withdraw cash.

3. On the App page of the credit card, you can bind a savings card and mention the balance in the credit card to the savings card.

Where is the money of Guangfa Bank?

People may sometimes need a lot of money in their lives. If you don't have extra money on you at this time, you can overdraw it from your credit card. Credit cards of various banks have various overdraft withdrawal methods. Today, Bian Xiao will introduce its cash withdrawal method to you.

First, customer service telephone withdrawal

You can directly dial the customer service hotline 95508 of Guangfa Bank, press the "4" key after dialing, and then press the "6" key according to the voice prompt, and then you can withdraw the overdraft of the credit card to the savings account of your own bank or other banks.

It should be noted that if the cash is taken to the bank's savings account, it will arrive in real time, and if it is taken to another bank's savings account, it will take 1 to 2 working days.

Second, online bank withdrawals

Customers who have opened personal online banking can log in to online banking of Guangfa Bank, select Credit Card interface, click Credit Card Transfer in Credit Card interface, select Overdraft Transfer, and then withdraw cash from your credit card according to the system prompts.

Third, mobile banking withdrawals.

You can download the mobile banking of China Guangfa Bank on your mobile phone, then log in to the mobile banking of China Guangfa Bank, select "Transfer and Remittance", click "Transfer with the same name", and then follow the system prompts to withdraw cash from your credit card.

Four. Withdraw money from bank outlets

You can take a credit card to the nearby business outlets of Guangfa Bank, go to the counter to find the staff to overdraw and withdraw cash, and you can withdraw cash with your ID card and withdrawal password.

Verb (abbreviation of verb) ATM withdrawal

You can also go directly to the ATM at a nearby outlet for self-service overdraft withdrawal, and enter the withdrawal password to withdraw cash.

This is the end of the introduction of how to withdraw cash from the credit card of Guangfa Bank and how to withdraw cash by stages. I wonder if you have found the information you need?