Is it true that consumer finance immediately sent a text message saying that it would sue?

Legal analysis: if the amount of debt owed by consumer financial institutions is overdue for a long time and still fails to repay after repeated reminders, they will sue the court and repay it through judicial procedures, so they will send a text message to inform them to sue the debtor.

Legal basis:

A, the civil procedure law article 1 19 about the conditions of prosecution, prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.