Mom received a text message about a blue-collar loan. What happened when the client wrote his brother's name?

Borrowed money on the online loan platform. Mom received a text message about a blue-collar loan. The client wrote that he borrowed his brother's name to receive short messages from the company on the online loan platform. Blue-collar loan is a platform to provide very convenient loans for blue-collar friends. In the platform, users can borrow 1000 yuan in cash at any time, with a term of 14 days.