What should I do if I withdraw money from the atm and I don't take it out, but I tell you by SMS that I have taken it out?

You don't have to pay for this account, but ATM has the function of automatic reversal, so you don't necessarily have a loss. Specifically, you can do this:

First of all, let me explain to you what "reverse" means. At present, the ATM of any bank has the function of automatic reversal after withdrawal failure, that is, when the ATM fails to withdraw money, the system will automatically reverse the newly deducted money back to the customer's card to ensure that the customer has no loss.

Second, you can check the balance or details again after 20 minutes of trading to see if the money just deducted has been washed back. Note: when I say whether the deducted money has been automatically returned, I don't want you to see whether the money has been deducted, because the ATM pays the bill first, and the money will definitely be deducted after you choose the withdrawal amount!

Third, if you check that the money has been written off, then you don't have to do anything, just change to an ATM and withdraw money. If you check that it is incorrect, you can contact the customer service of your issuing bank. No matter which bank ATM you use, you just need to contact your card issuer! For example, if you use ICBC card to withdraw money from CCB ATM, you can contact ICBC customer service; If you are an ICBC card, you can withdraw money from the ICBC ATM, or you can contact ICBC customer service. In short, don't look at the bank to which the ATM belongs, just look at the bank to which the bank card belongs. Because the withdrawal transaction involves many institutions, your money may not be hung in the bank to which the ATM you use belongs, but may also be hung in the UnionPay institution, so it is easiest to complain to the issuing bank!

Fourth, whether you withdraw money from other banks or not, your card-issuing bank will search for you step by step, and finally flush the deducted money back into your card!

I am an ATM engineer. Ask me if you have any questions.