How to check whether ICBC card is a type of card?

Want to know the type of bank card account, can be completed by the following methods.

First, if the bank has only one account, then there is no need to check it. It must be an account.

Two, if the bank account is not clear or there are multiple accounts, you can check through the bank counter or through electronic banking (mobile banking, online banking) channels.

Third, many people now inquire about the type of bank card account through the Internet, such as Lucky Search. Just open WeChat, search: Lucky Search, and enter the card number to know whether the bank card account type belongs to Class I account, Class II account or Class III account, which is very convenient and saves time.

According to the existing personal bank accounts, banks classify personal bank accounts into one, two and three categories (hereinafter referred to as one, two and three categories), and families can apply.

Only one account can be handled for one type of account. A first-class account refers to an account that is opened through the traditional bank counter and meets all the strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment. Class I accounts are full-featured bank settlement accounts with the highest security level. It can withdraw cash, manage finance, transfer funds, pay fees, pay and so on.

Second-class households cannot access cash or transfer money to unbound accounts, and the daily payment limit of such accounts is 654.38+100000 yuan. For example, credit cards are like this. The second type of account meets the payment needs of direct banking and online wealth management products. The biggest difference between the second type account and the first type account is that you can't access cash, you can't transfer money to unbound accounts, and there are restrictions on consumption payment and payment. The maximum payment per day is no more than 10000 yuan, but the amount of wealth management products purchased is not limited.

The third type of households are mainly used for fast payment, such as flash payment and confidential payment, and can only handle small consumption and payment, but can not handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan. Category II and III families do not have physical cards. For Class II and Class III households, the main purpose is to effectively control the capital risk of customers.