Automatic deduction and payment method for industrial and commercial cards

Confirm the reason and amount of deduction, log in to ICBC online banking or mobile banking, and complete the payment according to the system prompt.

1. Confirm the reason and amount of deduction.

When it is found that there is automatic charge deduction for industrial and commercial cards, the reason and amount of charge deduction should be confirmed first. Inquiries can be made through SMS notification sent by ICBC, online banking or mobile banking transaction records. Knowing the specific reason and amount of deduction is helpful to the smooth progress of subsequent supplementary operations.

2. Log in to ICBC online banking or mobile banking.

After confirming the reason and amount of deduction, you need to log in to ICBC online banking or mobile banking to operate. You need to enter the correct user name and password when logging in to ensure the security of the account. After logging in successfully, enter the account management or transaction details page and find the transaction record of automatic fee deduction.

Third, complete the payment according to the system prompt.

After finding the transaction record of automatic deduction, make up according to the system prompt. Generally speaking, you can choose to pay online through ICBC online banking or mobile banking, or you can use other bank cards for transfer payment. In the process of payment, carefully check the payment amount and the information of the collection account to ensure that the payment is accurate.

In addition, if you have any questions or dissatisfaction about the reason of automatic fee deduction, you can contact ICBC customer service for consultation or complaint. Bank customer service will answer or deal with it according to the specific situation.

To sum up:

The methods of automatic deduction and payment of industrial and commercial cards mainly include confirming the reason and amount of deduction, logging in ICBC online banking or mobile banking, and completing the payment according to the system prompts. During the operation, you need to check the information carefully to ensure that the payment is accurate. If you have any questions, you can contact the bank customer service in time to solve them.

Legal basis:

Contract law of the people's Republic of China

Article 60 provides that:

Both parties shall fully perform their respective obligations in accordance with the agreement. The parties shall abide by the principle of good faith and fulfill the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract.

People's Republic of China (PRC) Commercial Bank Law

Article 29 provides that:

Commercial banks should follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors when handling personal savings deposit business. Commercial banks have the right to refuse any unit or individual to inquire, freeze or deduct personal savings deposits, except as otherwise provided by law.