Why did lawyer Shao Ting send me a message?

There may be overdue loans. The information sent by Shao Ting law to users should be that users have overdue loans, so the legal department of relevant platforms will send text messages to users. Usually, this kind of short message is just a means of collection, which has no legal effect and plays a role in urging borrowers. In case of loans overdue, it is suggested to actively negotiate with the platform, express the willingness to repay, explain your repayment ability, and apply for interest reduction and time grace as much as possible to avoid being sued by the platform, resulting in more serious consequences.