What does the bank phone start with?

The bank's collection call usually begins with the phone number of the provincial capital city. If the bank outsourcing dunning, it may also be carried out through mobile, telecommunications, China Unicom, VoIP and other means. If it is done inside the bank, it is usually a fixed line, customer service phone or salesman.

0 10 is the most common collection number, which is used by most banks, loan companies and online lending platforms, such as Paipai, You-Me Loan, Flash Bank and Jiufu.

: Is it illegal for banks to contact relatives for collection?

It is illegal to harass family members through dunning calls. You can collect relevant evidence and call the police. According to the provisions of the Law on Public Security Administration Punishment, anyone who repeatedly sends information to interfere with the normal life of others shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan.

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to carry out criminal investigation or administrative punishment of public security on others;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(five) sending obscene, insulting, threatening or other information for many times, interfering with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.

How to correctly pick up the collection phone?

1. When the payee calls, don't whisper to him, and don't answer it today, tomorrow and when. This collection is to recover funds. So there is no need to put in a good word for him.

2. When you answer the phone, you must tell the other party to integrate the recording into the recording, because at the legal level, you can only get legal benefits if you tell the other party that the recording is in progress and he maliciously urges the fee again. The other party didn't tell you the job number and authorized bank, so you can ignore it and hang up directly.

3. If you are threatened by malicious collection, please contact your emergency contact and family and send a letter. In this case, you can clearly tell him that if the address book bursts, the family will not pay back the money, take good care of the evidence, and even if one day goes to court, you can claim compensation.

4. Call or send text messages to contact the village committee and unit leaders. Telling them about your situation violates the law and infringes on citizens' privacy and reputation.