How to cancel the credit card of Everbright Credit Card?

1. Everbright's bank card can be cancelled by phone, but before canceling the card, please confirm that there is no balance in the account, and then call the customer service phone of Everbright Bank Card 95595 for manual service to explain the card to be cancelled. You can cancel the card directly at the outlet.

I need to bring my ID card and bank card to the bank to cancel my card. Just write an application for account cancellation. I can cancel directly at the bank counter. This is similar to selling cards at outlets. You need to bring the necessary documents, such as ID card.

1. If my credit card is not activated, do I need to cancel it?

No need to cancel. According to the relevant regulatory policies of the central bank, banks cannot charge fees without activated credit cards, including annual fees, credit card fees, SMS notification fees, etc. These fees cannot be charged, so even if the credit card is not activated, there is no need to cancel it.

However, when reading the credit record, these inactive credit cards will be displayed in the information card column, but these inactive credit cards will generally not be read, so there is no impact.

2. Can I cancel Guangfa Credit Card if I don't want to use it? How to cancel?

1. The business outlets of Guangfa Bank were cancelled.

Guangfa Bank is one of the few banks that can cancel credit cards at business outlets, which is the most convenient and safest way to cancel credit cards.

You can cancel your credit card directly at the outlet of Guangfa Bank, and bring the credit card to be cancelled and my ID card to the outlet.

2. Cancel the credit card of Guangfa Bank by phone.

In addition to going to the business outlets to cancel the credit card, you can also choose to cancel the credit card by using the customer service phone of Guangfa Bank, call the toll-free customer service phone of Guangfa 95508, and press 1-0 to receive the manual service. Please ask Guangfa customer service to help you cancel. This way of canceling credit cards is more convenient and faster.

2. I just applied for a Guangfa credit card, which has been activated. Can I cancel it right away?

1. You can cancel.

Cancel at the business outlets of Guangfa Bank, cancel with credit card and ID card, and cancel at any outlets of Guangfa Bank.

2. You can call the official customer service phone of Guangfa Bank Credit Card to cancel.

Call Guangfa 95508 toll-free customer service number and press 1-0 to accept manual service. Please ask Guangfa customer service to cancel it for you. This way of canceling credit cards is more convenient and faster.