Will ABC's credit card be notified by SMS before it expires?

Agricultural Bank of China will notify you by SMS before the credit card expires. Agricultural Bank of China will come to collect the credit card overdue for three months, find the cardholder at home and ask him to repay. After the cardholder does not use the credit card, the late payment fee will be converted into liquidated damages. After the credit card bill is overdue, the longer the cardholder is overdue, the more late fees will be generated.