I owe Gitzo Finance 5000 yuan. Today, I was sent a message saying that the whole process of filming at my home was true.

Uncertainty, this is a means of collection. If the debtor has a positive repayment attitude, the payee will generally coordinate with the debtor. However, if the debtor defaults maliciously, the payee will generally use some means to force the debtor to pay back the money.

To be sure, it is illegal for him to take evidence at home. Only judicial units such as the Public Security Law can do it, and financial companies or third-party collection agencies have no right to do it.

What should we do if we are maliciously urged? How to maintain your own life safety?

I. Negotiations and consultations

At present, not all online loan door-to-door collections are violent collections. If the collection staff of the online loan platform only negotiate at home, then the correct attitude is to reach a mutually acceptable repayment agreement with the other party and repay according to the new agreement. Remind everyone that the annualized loan interest rate above 36% belongs to usury, and the interest over 36% does not need to be repaid.

Ii. complaints and suggestions

If the staff of the online lending platform do not want to negotiate peacefully, but collect debts unreasonably, then everyone can complain about them. At present, the departments that accept your complaints are:

1, CBRC. At present, all provinces have branches of CBRC, which can accept your complaints. In addition, you can also directly call the CBRC complaint telephone number 010-66279113.

2. China Internet Finance Association. Now, China Internet Finance Association has opened a reporting platform in official website, which can accept your online complaints.

3. Local financial office. At present, all provinces have their own local financial offices, and everyone can complain to the local financial offices about the online loan platform for home collection.

4. Administration for Industry and Commerce. In case of door-to-door collection by online lending platform, you can complain to the administrative department for industry and commerce where the online lending platform is located.

Third, call the police directly.

Many times, online loan collection has a certain color of violent collection. If the staff of the online lending platform "writes big characters", "insults", "threats" and "beatings" at the door, then everyone can directly choose to call the police, and the other party should pay attention to retaining evidence, such as videos and recordings. Go directly to the local court to sue and ask the online loan company to which the collector belongs to compensate for the loss! I hope to help you solve the problem as soon as possible on the basis of ensuring everyone's legitimate rights and interests.

You can't have the idea of being an "old lai"

The problem of violent collection has been solved, but it is absolutely impossible to avoid legal debts and not pay back the money. You must repay the borrowed money. The first hurdle you have to face when you owe money is that the defendant goes to court. If you refuse to pay back the money, it will be enforced. Some people choose to run away to avoid debts, but this kind of hiding is definitely not what you want. If you want to return to a normal family life, I suggest paying off your debts on time.

Many people don't owe much money. Three or two thousand dollars crush themselves, but it's not enough. I suggest you keep the evidence of your loan repayment, safeguard your legitimate rights and interests, and don't shirk your responsibility and shrink back in the face of evil deeds.