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Light platinum credit card requirements
Buying goods through outlets can really improve the success rate of card processing, which is conducive to applying for a high amount, but it still depends on personal credit.
The entry requirements for Platinum Credit Card (Debit Card) of China Everbright Bank are as follows:
1. Transfer of social security or provident fund.
1, has a stable job and a good income, and has continuously paid social security or provident fund for more than 6 months;
2 social security deposit base of more than 5000 yuan or personal provident fund deposit in 500 yuan.
Second, financial input.
1. Provide real estate license or purchase contract;
2. Supply large credit cards (debit cards) to other banks, with more than 50,000 cards for 1 year and more than 70,000 cards for half a year;
3. The driving license value of the supplied vehicle exceeds 6.5438+0.5 million, and the service life of the vehicle is between 3 months and 5 years.
What are the application conditions for Everbright Sunshine Platinum Card?
When applying for the Platinum Credit Card of China Everbright Bank, the requirements for the applicant are relatively high. What are the application conditions for Everbright Sunshine Platinum Card? Please see the introduction below.
1. The applicant is a natural person aged between 18 and 65.
2. Stable income, certain repayment ability, good personal credit and no bad record.
3. Everbright Bank has deposits in its business outlets, and its annual after-tax income has reached more than 654.38+10,000 yuan.
4. Other conditions that meet the platinum credit card requirements of China Everbright Bank.
The above is the introduction of the application conditions of Everbright Sunshine Platinum Card.
What are the requirements for handling the Platinum Credit Card of China Everbright Bank?
Everbright Bank Platinum Credit Card Application Conditions:
First, leaders or associate professors at or above the division level in education, culture, health and other institutions.
Two, department level (inclusive) above civil servants
Three, monopoly industries, state-owned enterprises, department managers (inclusive) or above senior management personnel or municipal institutions, department managers and above responsible person. )
Four, outstanding listed companies, domestic top 500 enterprises and the world's top 500 enterprises in China branch (department manager refers to the head of the China headquarters department or above the municipal branch department manager).
5. Enterprises with a registered capital of more than RMB 5 million (1) meet the basic conditions for natural persons to apply for credit cards. 2 can be proved to be an enterprise legal person and a major shareholder with a registered capital of more than 5 million yuan. )
6. Branches of financial institutions such as banks, insurance companies and securities companies (the staff of the unit is the person in charge of the department manager or above).
7. The annual after-tax income is more than 6,543,800 yuan, and he has a fixed residence at the location of our branch.
Eight. Customers with personal housing loans of more than 300,000 yuan (inclusive) and personal business customers such as savings, wealth management and national debt with a cumulative amount of more than 200,000 yuan (inclusive) and an account opening time of more than 3 months.
Nine, according to the standard of vehicle entering the factory, the displacement in my name is more than 2.0 or the car price is more than 1.8 thousand.
10. Persons who have held the China Everbright Bank Credit Card Gold Card (issued without guarantee) for more than one year and have a credit line of more than 30,000 yuan.
Eleven, hold my credit card for more than one year, China People's Bank has no bad record, and the credit line is more than 30,000.
Twelve, the deposit amount of more than 30 thousand yuan or equivalent foreign currency is the specific access requirements of Everbright Bank Platinum Card. Although there are 12 types, the four input methods of eight, nine, ten and eleven are really useful. Other import conditions are still difficult to directly approve platinum cards.
How does everbright gold card upgrade platinum?
First, the simplest thing is to apply for the Everbright Business Travel Gold Card online. You can apply directly online. After getting the card, spend more than 20 times a month (unlimited amount). When you swipe your card, the total amount of swiping your card every month will be more than twice that of your business travel gold card (find some tx players and it will be easy to get it done. Apply for installment payment for the first bill. After 3 months, I called the bank directly and asked to upgrade to Platinum. If the other party says it can't be upgraded, just ask the bank staff as a note, and you will receive an invitation message from the bank after the next billing date.
Second, as long as your card has been used for more than 6 months and the repayment of each bill is normal, you can apply for Platinum for Business Travel directly at the outlets (mainly local outlets) of China Everbright Bank with your certificate. If the staff at the bank outlet says that you can't apply for platinum for business travel at present, you can say that you can go directly to the outlet when you receive a call from a credit card.
The gold card amount is between 10000-50000 RMB.
Credit card products of China Everbright Bank can be divided into ordinary cards, gold cards and platinum cards according to different credit ratings and customers' personal assets. Among them, the credit limit of ordinary cards is mostly 3000- 10000 RMB, the credit limit of gold cards is between 10000-50000 RMB, and the credit limit of top platinum credit cards is generally around 50000-300000 RMB.
Those who meet one of the following conditions can apply for Everbright Platinum Credit Card:
1. Hold a credit card with a fixed amount of more than 30,000 yuan for more than one year;
2. The accumulated amount of personal business such as savings and wealth management in China Everbright Bank is more than 200,000 yuan (inclusive);
3. There are vehicles worth more than 6.5438+0.8 million in my name;
There is a mortgage of more than 300,000 in China Everbright Bank.
There are many types of Everbright Platinum Cards, but in fact, the rights and interests of the cards are similar, with slight differences. We recommend four platinum cards worth applying for: Caesar White, Sunshine White, Business Travel White and Longteng White.
First, Caesar Platinum Card
Annual fee for basic information: 1 188 yuan/year. New users will be given an annual fee deduction coupon of 688 yuan for the first transaction.
Points: 2 times points for daily consumption and 3 times points for birthday month consumption.
right
1, 8 points/year rights and interests of airport and high-speed rail VIP room
Including: first-class lounge (or VIP lounge), free hot and cold drinks and snacks, TV newspapers and magazines, surfing the Internet, reminding boarding and guiding boarding.
2, 6 times/year free road rescue, all year round.
Note: The three services of emergency trailer, roadside quick repair and emergency oil delivery shall not be used more than 6 times a year.
3. One-way airport shuttle service twice a year.
4, 3 times/first year aviation delay insurance
Train and ship accident insurance with a maximum insured amount of 3 million yuan.
Automobile travel accident insurance with a maximum insured amount of 6.5438+0 million yuan.
For flight delay insurance, if the flight is delayed for more than 2 hours, you can apply for a single compensation in 300 yuan RMB, which will be paid 3 times a year.
How much is the credit card platinum card quota of China Everbright Bank? The minimum amount is 50,000 yuan, with no upper limit.
How much is the credit card platinum card quota of China Everbright Bank? It is reported that the credit card platinum card quota of China Everbright Bank is relatively high, with a minimum of 50,000 yuan and no upper limit.
Relatively speaking, the amount of Everbright Platinum Credit Card is relatively high, generally around 50,000, and the specific amount depends on individual circumstances. When applying for Everbright Platinum Credit Card, providing proof of materials is a very important assessment factor.
The following are the application conditions of Everbright Bank Platinum Credit Card: The following five conditions are the main conditions to be considered in applying for Everbright Bank Platinum Credit Card. Generally, if one of the following five conditions is met, you can directly apply for review through the Platinum Credit Card of China Everbright Bank.
1. Those who have held the Everbright Bank Credit Card Gold Card (unsecured issuance) for more than one year and the credit line is more than 30,000 yuan (inclusive) can directly apply for the Everbright Bank Platinum Credit Card;
2. Users who have held other bank credit cards for more than one year, have no personal bad record and have a credit line of more than 30,000 can directly enter the Platinum Credit Card of China Everbright Bank;
Three, Everbright Bank personal housing loans of 300 thousand yuan (inclusive) or more customers, can be directly transferred to Everbright Bank Platinum Credit Card;
4. If the total amount of personal business such as savings, wealth management and national debt exceeds 200,000 yuan (inclusive) and any account has been opened for more than 3 months, the customer will be given a platinum credit card of China Everbright Bank;
5. The applicant owns a non-operating passenger car with a displacement of more than 2.0 or a car price of more than 1.8 million.
This concludes the introduction of Everbright Platinum Credit Card and Everbright Platinum Credit Card. I wonder if you have found the information you need?
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