Is it true that online lending restricts texting?

Is it true that the online loan sent a message saying that it was restricted?

Legal analysis: concrete analysis of specific problems. It may be true. It is suggested to repay the arrears as soon as possible, which will lead to serious overdue:

First, bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, undertake the fancy collection of the platform. Collection is generally divided into three stages: it is still possible. If you make an online loan and don't repay it, the online loan company will sue you and you won't execute the effective judgment. This will happen.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 108 A debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

Article 121 Where there is no legal obligation or agreed obligation, the person who suffers losses in order to avoid the interests of others has the right to demand the beneficiary to repay the necessary expenses paid for it.

Article 122 If another person obtains improper benefits without legal basis, the person who has suffered losses shall have the right to ask him to return the improper benefits.

Is it true that I received a restraining notice?

Legal analysis: it is not true, and it needs a unified reply from the local traffic police department. The traffic police department said that this kind of short message needs to click on the link and enter personal information such as vehicle information, bank password and ID card information. It's most likely a scam message. Everyone should confirm it repeatedly and beware of fraud. The traffic police department said that in case of vehicle business problems, it should call the "12 123" traffic safety service hotline for consultation and verification to confirm whether there is any abnormality. SMS fraud uses mobile phone users to reduce their prevention psychology, which is very deceptive and harmful to society, and should constitute fraud.

Legal basis: Article 266 of the Criminal Law of People's Republic of China (PRC) defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.

Is it true that consumer finance sent a text message saying that notification should be restricted?

Don't believe those inexplicable messages at will. Nowadays, many short messages are deceptive, and what they say is false. If it is restricted, it is not issued by consumer finance, but by the traffic police department.

Received SMS limit notice 1069. Really?

It depends, but it's probably true. 1, because 1069 is a cross-provincial and national non-profit business, so this number is mainly the responsibility of the Ministry of Information Industry. China Mobile, China Unicom and China Telecom all cooperated with him.

2. Under normal circumstances, this kind of short message is sent in batches, which is a common dunning number when financial institutions collect money.

3. So when the user receives the overdue short message from the number starting with 1069, it is probably true.

4. However, users should not trust the content of short messages easily. They should find the customer service staff of financial institutions and check the details of their monthly bills.

It may also be fake: 1, as long as there are contents such as courts and public security organs in general short messages, they are basically fake;

2. As long as there is information about being wanted, being listed as a untrustworthy person, Lao Lai, etc. , basically fake;

3. It's basically fake to send you a short message about what the public security department will look like with a private mobile phone number;

4. It is false to say what will happen to you in the information, and then finally let you contact Director XX and Commissioner XX;

5. The sending SMS number starts with 1069, and the word unsubscribe will appear after the SMS. These are all sent by commercial short message platforms, and you can send short messages in groups as long as you buy them.