The credit card of China Everbright Bank just texted back that it passed the preliminary examination. I don't have a work unit until the card goes to the bank for an interview. Can I pass?

If you have a credit card before and have used it for more than half a year, the card is in good condition and can basically be activated directly, but if it is a pure white household, the probability of passing the face-to-face visa is very low, especially if you can't prove that you have been working for more than half a year. The specific materials you need depend on the needs of the bank, which is not necessarily the case.

Face-to-face interviews are mainly about applicants applying for credit cards online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the application materials are submitted by the applicant himself.

Therefore, in order to meet the regulatory requirements, the issuing bank will send a short message to the applicant to inform him that he has passed the preliminary examination, and he needs to go to any branch of the issuing bank for face-to-face signing with his ID card within the specified time.

Information required for credit card face-to-face signing of China Everbright Bank:

Everbright Bank needs to bring my ID card, confirmation letter (sent to you together with the credit card) and credit card to the bank for an interview. After all, the main purpose is to prove the identity of the applicant, so it is enough to have an ID card that can prove the identity.

Credit card face-to-face signing process of China Everbright Bank:

The credit card face-to-face signing of China Everbright Bank is basically a formal review, and the preliminary review is a substantive review. The central bank stipulates that the credit card must be audited by the bank in person, and the second is to confirm whether it is my application or not, and whether others will steal information to apply. So be sure to bring your ID card.

Therefore, the general face-to-face signing process is that I go to the designated outlets of China Everbright Bank and show my supporting materials. The staff will ask for some relevant information, basically through face-to-face signing.