Will Gitzo arrange overseas visiting teams to return to China after the deadline?

Legal analysis: It is possible to come, because Gitzo's overdue door-to-door collection does exist, but now, due to strict supervision and various factors, most platforms will not choose door-to-door collection, so it is uncertain whether the platform will notify the door or the collection will cause psychological pressure to users.

However, users will report to the central bank's credit information system at the meeting after Gitzo is overdue, which will leave a serious stain record on the credit information report. During the collection process, they may receive a collection call from the platform, which will have a negative impact on personal credit and relatives and friends. It is recommended to deal with it quickly.

If you really come to the door, it is recommended that the user still take the initiative to find the staff to negotiate and solve it. If there is a threat of violence or coercion during the door-to-door visit, users can also keep the evidence and then complain to the platform or call the police directly.

Legal basis: Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

Article 68 An issuing bank shall collect money from the debtor himself and his guarantor, and shall not collect money from a third party unrelated to the debt.

Article 70 Under special circumstances, if it is confirmed that the amount owed by a credit card exceeds the cardholder's repayment ability and the cardholder is still willing to repay, the issuing bank may negotiate with the cardholder on an equal footing and reach a personalized installment repayment agreement. The longest term of personalized installment repayment agreement shall not exceed 5 years.