Why does the US Mission need a deposit to borrow money?

The main reason why Meituan needs a deposit for borrowing is to promise the borrower the responsibility of fulfilling the loan agreement. According to the relevant information, the deposit for borrowing money by Meituan is the fee paid in advance by the borrower when accepting the loan. If the borrower fails to repay the loan on time, Meituan has the right to deduct the corresponding amount from the deposit for repayment. The deposit can also be used to ensure that the borrower abides by the loan agreement, so that both borrowers and borrowers can avoid losses caused by violating the loan agreement.