How to change ICBC mortgage interest rate to lpr

ICBC began to convert the pricing benchmark of personal loans with floating interest rate on March 1 2020. Some friends want to convert but don't know the specific channels, so how can ICBC convert the mortgage interest rate into lpr interest rate?

How to change ICBC mortgage interest rate to lpr?

1 Mobile Banking: Download the China Industrial and Commercial Bank APP to log in/register all the favorite benchmark conversion of deposit and loan interest rates.

2. Smart teller machine: Bring your ID card to ICBC outlets to handle it through smart teller machine, and select the benchmark loan interest rate to convert your identity authentication, with one-click conversion.

3 SMS Banking: If it is co-borrower in the loan contract, and the trusted mobile phone number has been reserved in ICBC, the main borrower will receive the confirmation message of the pricing benchmark conversion sent by ICBC 95588 after initiating the pricing benchmark conversion, and directly reply to the message to complete the confirmation of the pricing benchmark change.

4. Loan service bank: The main borrower and all co-borrower go to any China Industrial and Commercial Bank loan service bank with their ID cards at the same time. If the loan is made with other documents such as household registration book, they must carry it with them. Borrowers can check the contact information of all ICBC loan service banks through the Smart Finance Personal Loan in the official account of China ICBC Customer Service WeChat.

Except for the loan service bank, all other channels need to be confirmed by the main borrower first, and then by co-borrower. Except for SMS banking, which is only applicable to co-borrower, the main borrowers of other channels and co-borrower can use it.