How to renew car insurance when it expires and where to apply?

1. Renew insurance by phone

Call the insurance company you have insured with and explain the car insurance package you want to insure. Someone will come to your door and provide you with a new insurance document for signature. You can enjoy VIP-level treatment without leaving home.

2. Online renewal

Online renewal is convenient and fast and is a self-service. Log in to the insurance company's direct website to learn about insurance portfolios and quotes, submit relevant information, complete premium payments, etc. The only thing you need to pay attention to is that you must read the official website of the insurance company and do not fall for the phishing website.

3. Renewal at the business point

Car owners can go to the insurance company’s business point in person to renew the insurance. Bring your ID card, driving license, and sufficient insurance fees. This method is more time-consuming and energy-consuming.

4. 4S store renewal

Generally, when many people buy a new car, the insurance is handled by a 4S store. If you are worried about trouble, you can also choose a 4S store when renewing your insurance. , 4S points generally require full insurance, and the payment will be higher.

When the car insurance expires, the car owner can go directly to the insurance company to renew the policy. When the car insurance expires, the car owner needs to pay the car insurance in time. If the compulsory traffic insurance expires and the car owner still drives on the road, he may face fines and the penalty of impounding the car. If the commercial car insurance expires and the time is too long, the car owner may face an increase in premiums. situation, and the car insurance expires, if a traffic accident occurs, all responsibilities and compensation must be borne by the car owner.

1. If the car owner has good driving skills, pays attention to the maintenance of the vehicle, and can maintain no traffic accidents during the insurance period, the value of the car insurance is not high, and the economy is not very wealthy, then You can choose relatively basic but essential insurance types. For example, you can choose to purchase it in combination: compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, excluding deductible insurance, etc. However, it needs to be understood that for less money, the protection is also quite limited.

2. If the car owner is not very skilled in driving and is prone to minor accidents while driving, the car owner can make targeted decisions based on the condition of his car, the security situation of the parking lot, etc. Add or subtract additional insurance protection on the basis of basic insurance coverage. When purchasing insurance, try to shop around and comprehensively compare the insurance items and premiums of each company. Then come choose.

3. If the car has been bought for a long time and has almost entered the retirement period, then it is not very cost-effective to insure the car with too much insurance, but this does not mean that there is no need to insure it. For example, insurances such as compulsory traffic insurance and third-party liability insurance must be renewed.