Why do parents always receive information about children's loans?

Could be fraud. In this case, you should contact the bank and the corresponding public security organ, and then confirm whether it is true.

Children's loan records and loan situations are personal privacy issues. Under normal circumstances, only they themselves or the judicial department that solves this problem can access these materials.

No individual, unit, company, etc. You are allowed to consult and find personal privacy and some materials except yourself and the judicial department of public prosecution.