Tips for raising the fixed limit with CITIC Credit Card, how to use the card to help adjust the limit

After opening a credit card, you can get the limit given by the bank, which can be used repeatedly within the limit. However, many people find that their credit card limit is not high, so they want to apply for a limit increase. Let’s take a look below Credit card limit increase tips.

What are the tips for increasing the fixed limit with CITIC Credit Card?

Diversified consumption and timely and full repayment. The credit limit adjustment of CITIC Credit Card is related to the card usage, and there is no unified and fixed time and adjustment range. The bank mainly refers to the cardholder's card use, repayment status, and personal credit report. It is recommended to continue to maintain diversified consumption and timely repayment in full. If the limit adjustment is met, the bank will take the initiative to make adjustments. The adjustment is successful. There will also be text message reminders.

How to use the card to help adjust the limit?

1 Use more credit cards for consumption to reflect the need to adjust the limit;

2 Diversify consumption, such as consumption at multiple merchants and types, consumption through different channels such as domestic and overseas or online;

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3 Pay attention to the repayment date and repay on time;

4 Maintain good card usage habits, which will help apply for credit limit;

5 Use the card rationally: For daily consumption, avoid frequent consumption at a single or the same type of merchant, such as business consumption for purchase and wholesale, large capital turnover, premium payment and other company business consumption, or lending your credit card to others for consumption.

The tips for raising fixed limit on CITIC Credit Card are introduced above. I hope it can help you. Final reminder: You do not need to pay any fees for credit card balance adjustment. The results are generally available in real time. If a second review is required, it will take 2 working days. Beware of any form of fraud using the excuse of balance adjustment.