Shanghai Qingpu Huijin Rural Bank’s loan is overdue and sued. Can we still negotiate?

Can negotiate.

After being sued by the bank, you can negotiate for repayment. If the borrower fails to repay the loan on time and is sued, he should first actively respond to the lawsuit and can negotiate with the creditor for repayment in installments or deferred repayment. Otherwise, if the borrower fails to repay the loan on time according to the law in effect, If the debtor still fails to repay the judgment document, the creditor can apply to the court for enforcement.

If a bank sues, it can negotiate for repayment. The process for bank prosecution for overdue loans is for the bank to submit a complaint and relevant evidence materials to the competent court. The court that meets the conditions will file the case for review, schedule a hearing, hold a hearing, and pronounce a verdict.