How to apply for the credit card reserve fund of CITIC Bank?

CITIC Bank's credit card reserve fund, also known as loan deposit, can be applied in CITIC Bank's credit card official website.

Generally speaking, banks invite credit card customers to open imprest services. Simply put, the reserve fund is the money that the bank gives to the credit card, and the bank earns some handling fees from it. Therefore, the invited customers are generally people with certain repayment ability, and can also be called high-quality customers of banks.

For example, Ping An Bank's special reserve fund for credit card consumption is the extra credit card funds given by the bank in addition to the credit card. It's not a line, so you can't withdraw your credit card, and you can return it to the bank within 24 months at the longest.

The reserve fund business of Guangfa Bank, called Financial Intelligence Fund, can only be handled by invited customers. For the repayment method of the reserve fund, you can directly repay it by credit card in installments, and the handling fee will be paid in each installment. In other words, even if you pay all the money in one lump sum, you have to pay the handling fee every installment.

The application method of CITIC Bank's credit card reserve fund is as follows:

1. Open the browser, enter the credit card of China CITIC Bank, and click the official link below.

2. Click on the loan installment in the menu bar above.

3. Click on the short-term volume.

4. You can check the loan process in official website. There are two official channels, one is WeChat and the other is official APP.

5. Take WeChat as an example, scan the official QR code with mobile phone WeChat, and click borrow money on the mobile phone interface.

6. Enter the ID number and service password to log in.

7. Enter the verification code issued by the system, and the verification code will be sent to the mobile phone number bound by the bank card.

8. Enter the amount you want to borrow in the loan amount.

9. Enter the card number of the receiving bank below, and then click OK. After waiting for the bank's approval, there will be a message.