The mobile phone has been sent a lot of information by malicious software. Will it involve loans?

First, the mobile phone downloads malicious software and sends a lot of information. Will it involve a loan?

The most convenient thing to tell you is to modify your SMS center number, such as deleting 0. The principle is that the software cannot send short messages.

Second, the mobile phone number was maliciously registered by others, loans overdue. What should I do?

Your mobile phone number may have been used by this Zhang before, because this number was reserved by the loan software or the bank, and then Zhang did not change it, so the loan sent a short message to this mobile phone number. Since the bound ID card is not yours, it is Zhang's debt, so don't worry. If Zhang doesn't pay it back, it doesn't matter to you, because the person who borrowed the loan is not you, so don't worry, because the ID card is bound to Zhang.

Third, unknown software was stolen after downloading. If it is a loan, do I need to repay it?

You don't need to pay back the money, but you must do some work to prove that these loans have nothing to do with you, and call the police and ask the bank to cancel the relevant records. Otherwise, if the other party doesn't pay back the money, those bad records will be recorded in your name, and when you need a loan, these records will become your obstacle loan. It means that banks, credit cooperatives and other institutions lend funds to units or individuals who use the funds, and generally stipulate the interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of expanding social reproduction and promoting economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

4. Why do text messages always receive information about debts owed by strangers?

SMS will always receive information about the debts owed by strangers, because people who know your phone number will use your contact information as a contact or unilateral reference when applying for loans from individuals or lending institutions.

You don't have to care about receiving such a message. If you receive a call to collect the arrears, you can tell him that you are unfamiliar with the debtor and haven't contacted him for a long time. You don't know the real situation of the debtor. A few times, no one will look for you.