A small white, would like to ask whether online sales in finance are reliable?

Most of them are unreliable, and some are just upgraded versions of pyramid schemes. How can there be people and things in this world who don't want to make a lot of money and share your share?

It's better to have less contact with such people. Too much contact will affect your original thinking mode. Besides, if such people stay in this environment for a long time, they will form the habit of planning everything.