Borrowing online loans, overdue for more than 600 days, violating the collection of Article 193 of the Criminal Law, will you go to jail?

Online loans will not be prosecuted, but generally they will not go to jail. Online lending belongs to private lending, and the accident is a civil dispute and does not turn into a criminal case, so it is generally not going to jail. Some people who are large in amount and deliberately overdue for a long time may be prosecuted. If the lender wins the case, the court will force you to repay by mortgage such as RV and deposit.

If the lender does not own these properties, the court will restrict the borrower's high consumption, living needs and entry and exit. If the borrower insists on default and doesn't pay back the money after running away, the court will investigate his criminal responsibility, that is to say, he will go to jail, but most people can't do this.

Failure to repay the online loan will lead to a bad personal credit record and affect your subsequent loan application. Moreover, after the online lending institution fails to repay the loan within the time limit, the agency staff will also collect it from you by telephone, SMS, etc., which will affect your personal life. If the amount of arrears is large and serious, the platform can solve it through legal channels. At the same time, there will be a high penalty interest during the overdue period, which will cause you a burden.

Borrowers who want to know their credit information can find out their online loan usage by using Xiaotian on WeChat, including detailed information such as comprehensive score and application record, as well as personal online loan big data. Just find this little program. If big data has been chaotic, it should be corrected in time to avoid a major impact on personal credit information.