Is it risky to buy insurance online?

There is no risk in buying insurance online, but only if we buy insurance through formal online channels. Online insurance and offline insurance, the insurance contracts signed have the same legal benefits, so there is no need to worry about the inability to make claims later because of different insurance channels.

If you are interested in whether buying insurance online is reliable, you can read this article by Senior Sister:

Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?

Then, in the next time, Xue Jie will tell you how to tell whether an online insurance platform is reliable. Not much nonsense, just dry goods!

According to the regulations of CBRC, a reliable third-party platform can only carry out insurance-related business according to law if it has the relevant license issued by CBRC, and it should be filed in strict accordance with national requirements.

Enquiries can be made in official website, China Banking Insurance Regulatory Commission (hereinafter referred to as CBRC). As long as you can find insurance companies, insurance agencies and insurance brokerage companies with filing qualifications in the CBRC, all of which are formal insurance institutions, you can take out insurance with confidence.

Regarding how to choose a reliable third-party platform, taking an insurance brokerage company as an example, Senior Sister has compiled more methods in this article:

How to choose a good insurance brokerage company?

Secondly, in addition to inquiring about the legal qualifications of insurance institutions in the CBRC, we will also receive underwriting messages from insurance companies as soon as the insurance is successful. We can check the policy number in the insurance company official website or call customer service, as long as the insurance is successful, we can get it.

Generally speaking, no matter where we buy insurance, we always sign contracts with insurance companies. The online electronic insurance policy has the same legal effect as the offline paper insurance policy.

Sister Wen has a small gift for everyone. Interested friends come and have a look:

Before buying insurance, you must first understand these key knowledge points!

Hope to adopt

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