How to withdraw Nanjing provident fund

2. Enter My Nanjing, click My

3. Click Provident Fund Account

4. Click Provident Fund Balance

5. Click Purchase and Withdrawal

6. Fill in the relevant information.

7. Submit the form after completion and receive it within 3 working days.

Key points:

1. If you don't know the bank card of the provident fund account, call the provident fund to inquire, and then go to the bank to get one. When you do, tell the bank that it is ready to withdraw the provident fund.

second, if the pure commercial loan for buying a house needs to be withheld from the provident fund, the balance of the provident fund account must be kept for 13 months.

Then your operation is very simple. You don't need to spend extra money to find an outside intermediary to withdraw the balance of the provident fund.

according to the relevant regulations, you can withdraw the balance of the provident fund directly by closing your account.

on the premise that you need to pay a social security in a place outside Nanjing, you can handle the account cancellation and withdrawal business with the insurance certificate from other places.

if you want to pay the provident fund in Nanjing later, you just need to open a new account.

step 1: the premise is that the transaction registration is completed. It has been paid by the real estate bureau. Those who have already got the house book or the pre-sale contract can

Step 2: Within one year after getting the house book, in addition to deducting the remaining amount of the provident fund loan every month and the accumulated payment in previous years, the balance can be withdrawn at one time, leaving only 1 yuan

Step 3: Preparation: Download two APPs, my Nanjing Nanjing Provident Fund

and apply for a local savings card of Nanjing Construction Bank, and transfer restrictions on the second card. Note that it's a class. It's convenient to open mobile banking and online banking for auditing.

Online: My Nanjing ~ My ~ Real Estate Transaction Registration ~ Transaction Registration

Record the contract number

Nanjing Provident Fund app

Register and log in ~ Business Hall ~ Extract business ~ Purchase and extract ~ Next ~ Select second-hand house/existing house sales/pre-sale commercial house ~ Enter the contract number (My Nanjing)

If it is a portfolio loan, the provident fund loan will be deducted monthly. For example, the provident fund will be repaid by 2,3 yuan per month, and the actual payment is 3, yuan. How to take out the remaining 7 yuan?

Condition 1: If the monthly deduction is not changed, and the above steps are not fully proposed within one year of buying a house. The result is that it can't be taken out.

condition 2: I took it out within one year as mentioned above, and then I want to take out all the rest. Then go to the loan bank to change the deduction method, and change it from monthly deduction to annual deduction. You can take out one year's provident fund in October every year, but you need to take extra money to pay back the provident fund loan every month, just like paying back the commercial loan.