How long will it take for the US delegation to lend you money to get the quota?

How long does it take for Meituan to borrow money?

1. Apply for a loan from Meituan. After the system is approved, the loan will arrive on the same day, and most of it will arrive within 2 hours. If the speed is fast, it will take about 5 minutes to arrive. Of course, the premise is to apply for a loan during working hours on weekdays.

2. If you apply for a loan after 18 pm, it may be that the loan will be delayed, and it is estimated that it will not arrive until the next morning.

3. If Meituan borrows money for many days (three or four days, or even more than a week), it is recommended to call the customer service phone of Meituan Borrowing Platform to see what is going on. Is it because the loan amount is tight recently, so you are still waiting in line? Or the loan failed to pass the re-inspection before lending and has been rejected.

First, the US Mission borrowed money.

The borrowing of money by the US Mission is actually the living expenses and borrowing money of the US Mission. Can provide a loan amount of 5 million-200 thousand, submit a loan application after obtaining the loan amount, and also support early repayment. Under normal circumstances, the successful repayment can restore the loan amount in real time, and under normal circumstances, you can borrow again. However, Meituan's loan system will adjust the quota from time to time according to the user's loan records and other information.

Second, if the prepayment limit is gone, there are generally the following reasons:

1. Multiple prepayment: Meituan loans support prepayment. It doesn't matter if you pay it once or twice occasionally, but it doesn't rule out that some people want to brush credit points by repaying in advance. If they repay the loan in advance within a few days and for several months in a row, the system may recover the quota.

2. There are overdue records: normal prepayment will not affect the line. If the prepayment is overdue, the comprehensive credit score will be lowered and the credit requirements of the loan line of Meituan will not be met. Even if the repayment is made in advance later, it is impossible to restore the previous line.

3. Abnormal Meituan account: The user's Meituan account is abnormal after prepayment, resulting in the user's account being controlled by the wind, such as frequently logging in to different mobile phones, or frequently changing the mobile phone number, changing the delivery address, changing personal information, etc.

Third, the US Mission borrowed money to open the process:

1. Enter Meituan's personal account, update and improve your personal data, and the more detailed the better (this will help improve the credit line and pass rate);

2. Enter the borrowing function in Meituan wallet, carefully read the authorization of personal information use and personal credit authorization, and authorize it;

3. After completing the authorization, everyone can get the credit line and successfully open the loan of Meituan.

4. The following conditions are required to open the Meituan loan:

1, age 18 or above, good personal credit and stable personal income;

2. It is a user of Meituan, and has a relatively stable consumption record in Meituan;

3. Willing to provide contact information.

How long does it take for Meituan to approve the loan?

Generally, the loan audit result of Meituan will be given within 24 hours, and the user will pass it in a few minutes at the earliest. Generally, different users will pass the audit at different times when applying, and submitting better application materials can usually pass the audit faster. Different users get different credit lines when applying, so users can apply for loans within the credit line.

Users should pay attention to the interest paid when borrowing from Meituan. If the interest paid is more, the burden of subsequent repayment will increase, and then there will be credit information for overdue repayment, which will affect the handling of various loans, such as car loans or mortgages. After the deadline, the platform will collect it.

When Meituan cooperates with any business, it must undergo a strict eight-level audit by the quality control team specially established by Meituan. Merchants who fail to pass the audit can cooperate with Meituan to ensure the rights and interests of consumers to the maximum extent, and all levels are for the sake of consumers:

1, online research;

2. Investigate the merchants on the spot, and then sign a contract with the sales plan;

3, the city manager to review the contract and related materials;

4, headquarters quality control audit contract and related materials;

5. On-site business interview;

6. The quality control department of the headquarters reviews the interview content and gives the materials to the editor to write a copy;

7. Responsible for editing and reviewing the copy;

8. Final review of quality control at headquarters.

After-sales service guarantee

Meituan has always followed the principle of consumers first, merchants second and Meituan third. Since its establishment, it has attached great importance to honest management. So far, a whole system has provided consumers with good prices, good goods and good services.

1, Meituan is the first group buying website in China that allows consumers to evaluate their consumption after consumption, so that we can find problems in consumption in time.

2. Meituan is the first group buying website in China that will send SMS reminders to consumers many times before the coupon expires.

3. Meituan is the first group buying website in China to build a large customer service center. With the rapid growth of sales, whether the customer service phone can be connected has become a very important factor in the consumer experience.

4. Meituan is the first group-buying website to provide expired group-buying coupons, and it will refund tens of millions at one time on the first anniversary of Meituan.

Prior to this, group purchase coupons could not be used after expiration, and the money prepaid by consumers could not be retrieved, which greatly affected consumers' trust in group purchase websites. In order to solve this problem, Meituan took the lead in introducing expired refunds and returning the money that should not be taken back to consumers. Expired refund was initiated by Meituan in the world, and even Groupon, the originator of group buying website, has not been realized so far.

Meituan launched the after-sales service plan of "worry-free group buying". The contents include: unconditional refund for seven days after purchase, free for consumers who are dissatisfied, and one-click refund for consumers who are overdue.

Is it easy for the US Mission to borrow money? How long will the audit take?

It is understood that Meituan's loan is a personal consumption credit operated by Chongqing Sankuai Microfinance Co., Ltd. In addition, Meituan also has Meituan commercial loans open to merchants. At present, the maximum amount of living expenses that the US delegation can apply for is 200,000, and the longest service period can be divided into 12 months. Its borrowing interest is also relatively conscientious, similar to IOUs and small loans, with a daily interest rate of 0.02%-0.05% (the specific interest rate is subject to the actual interest at the time of borrowing). The higher the borrower's qualification, the lower the loan interest rate.

Is it easy for the US Mission to borrow money? How long does it take to audit the loan of Meituan?

Judging from the feedback from the market, the pass rate of borrowing money by the US Mission is still relatively high. /kloc-users who are over 0/8 years old and have good credit information can submit applications. In the application process, they also need to provide information such as identity authentication, contact person, credit authorization, and verification of Meituan account. In addition, when Meituan borrows money, it will check the credit information every second when submitting the application, and the loan is also successful. Users who pay next time must remember to pay back on time. The whole opening process is automatically approved by the system. There is basically no telephone call back, and the approval results will be available soon. When there is a quota and it can be refunded, it is usually seconds.

How long does it take for the US Mission to review the loan?

Users can borrow money immediately when they get the loan quota of Meituan. Due to the different operation speed of each user, the loan review time is usually a few seconds or even longer. As long as users have the Meituan loan quota, they can borrow immediately. If the Meituan loan page keeps showing the loan review status, the user may fail to borrow.

The loan amount must be greater than or equal to the minimum loan amount and not exceed the single maximum loan amount within the user's available quota. The loan application will be reviewed, and the specific application results will be subject to the page display.

When the user's loan application is successful, the funds will be directly transferred to the bank account, which will generally arrive within 2 hours (the fastest 10 second), so the user needs to wait patiently. The specific arrival time is subject to the receipt of the notice from the bank card.

If the user fails to borrow money, it may be because the comprehensive situation of the user does not meet the requirements of the US Mission to borrow money. To apply for a loan from Meituan, it is necessary to authorize Meituan to inquire about the personal credit information system of China People's Bank. If the user's personal credit record is bad, Meituan Loan will not provide loans to users.

Users need to maintain a good credit record and the use record of Meituan, and then try to apply for Meituan loan after a while. Users need to maintain good repayment habits when using Meituan's loans, repay on time and don't be overdue.