Is the early repayment certificate issued by online bank useful and legally effective?

Yes, this electronic version is as effective as the paper version, so some units only need to provide the paper version. If not, it is also very useful and has legal effect. The bank recognizes the electronic settlement voucher. The electronic version of the settlement certificate is very useful, and it can solve all the matters you want to handle. So if there are no conditions, just download the electronic version of the settlement certificate online. The Electronic Signature Law was officially promulgated on August 28th, 2004 and came into effect on April 1 2005. Since then, reliable electronic signatures have the same legal effect as traditional signatures and seals.