The bank card was deducted for no reason. How can I know?

Bank cards are automatically deducted, and the inquiry methods mainly include online inquiry, online banking inquiry, and taking bank cards and ID cards to the bank for consultation.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: 7.0. 1.2.5

First, take your ID card and card to check at the bank outlet.

Second, taking ICBC as an example to open online banking, there are very detailed income and expenditure details in the account transaction details.

Third, download and open the mobile APP corresponding to the bank card, and then click on my details; Page pop-up deduction details, you can see what is deducted; You can also return to my page and click ICBC Messenger; Click to set the mobile phone number, and then set the SMS reminder function to know the deduction at any time. When a bank card is deducted for no reason, you must first confirm whether it is a bank deduction. There are a lot of fraudulent text messages. I suggest you check with the bank first. If it is a bank deduction, you can find out where and what fees were deducted. Prompt not to provide information to unidentified people indiscriminately, and beware of fraud. You can also directly find the customer service of Tenpay and tell him this situation. If it is true that money is automatically deducted from your bank card for no reason, it will be returned to you. If not, you can't deduct money without reason, and you should give a reasonable explanation. In addition, Tenpay automatically deducts money from my bank card: monthly donation has been started or the annual fee has been deducted from the bank card, and whether the withholding business has been handled. Suggest calling customer service to verify.

Reasons for bank card being frozen:

1. A bank card is a credit card (debit card). If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, and continuous password errors. And the bank card may be frozen by the bank.

Second, overdraft bank card, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

Third, bank cards are debit cards. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.

If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.

Six, if the bank card report the loss for many times in a row, it is considered by the bank to be suspected of malicious loss reporting and frozen.