Can CITIC New Express repay before borrowing? Secondary loan skills of CITIC New Express Line

CITIC Bank's credit card is not bad. If we can become high-quality customers, we urgently need capital turnover to handle new express cash. There is a card friend, CITIC New Express, who has not paid off the loan and is in urgent need of money. I wonder if I can borrow it again. In fact, CITIC New Express can borrow twice before paying off, provided that it passes the comprehensive evaluation of the system.

Can CITIC New Express repay before borrowing?

No, CITIC New Express has not been paid off, and there is still a quota to borrow. However, the second loan needs to re-evaluate the credit status of the cardholder. The cardholder's credit card usage, the repayment of New Express and the cardholder's repayment ability are all reference factors.

According to many card friends' feedback, their CITIC credit cards are well used, and the New Express has been repaying on time, with no bad credit. The second loan of CITIC's new fast network is hard to get through, largely because the personal debt ratio is too high. For example, many first loans have just been repaid several times, and the amount is more than 50 thousand, so it is not easy to approve the second loan.

Summed up an experience, the second loan of New Express, when the last loan is almost the same, the success rate will be higher. Many cardholders have practiced it, and of course it is not 100% applicable. Cardholders need to have a correct understanding of their credit status.

It should be noted that after borrowing the New Express, you must use the funds for the designated channels and keep the relevant consumption vouchers at any time. Usually, if the loan amount exceeds 50,000, the bank will send a text message three months after the loan is granted, requesting to upload the consumption voucher of 80% of the loan amount within the specified time. If it cannot be provided, it is likely that the contract will be terminated in advance and the debt will be paid off in one lump sum.

The above is "Can CITIC New Express repay before borrowing?" I hope it will help everyone.