How to inquire about the limit of mobile banking of China Construction Bank?

Steps for CCB Mobile Banking to inquire about the transfer limit:

First, open China Construction Bank, and click on the three small tabs in the upper left corner of the homepage.

Second, click Security Center, and then click More Options under Information Management.

3. Click to enter the personalized limit setting, then enter the transaction category of the page and select the transfer option.

Fourthly, it can be found that the single limit is 50,000 yuan, the daily cumulative limit is 1 million yuan, and the annual cumulative limit is 365,000,000 yuan.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.4

Application version: v5.7.0.002

Mobile banking, also known as mobile banking, refers to the use of mobile phones, PADs and other mobile devices to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

Theoretically, except cash business, the counter business of banks can be moved to mobile banking. The functions of mobile banking are divided into standard functions and extended functions. Inquiry, transfer, remittance, payment and temporary loss reporting are standard functions. Extended functions are developed on the basis of standard functions, such as fund management, commercial payment, online shopping and so on.

The provision of extended functions is inseparable from the support of the bank background. These expansion functions of small and medium-sized banks are generally weak, far behind state-owned banks and national joint-stock commercial banks.

Domestic banks have launched mobile banking services, including large banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, and a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. The characteristic mobile banking related to rural finance in China includes cash withdrawal without card, small loans for farmers, address remittance and mobile finance.

Mobile banking consists of mobile phone, GSM short message center and banking system.

During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format.