A few days' notice of unsuccessful credit card

1. If the credit card application is rejected within a few seconds, you will receive a text message from the bank almost immediately. If the bank enters the review stage after the user submits the application materials, this stage usually takes about 15-30 working days, so as long as it is rejected, the user will be notified by SMS after the review, and the notification time is basically the same as the result.

2. Therefore, users can just look at the progress of card processing directly, because sometimes the results will be given first, and the bank will send a text message to inform them a few days later.

First, the general steps of credit card application.

The steps to apply for a credit card are to choose the issuing bank, go to the banking service outlets or apply in online banking, wait for the bank's approval, and get the physical card. The criteria for applying for a credit card vary from bank to bank. The following are some common application criteria:

1. The applicant meets the conditions for the bank to apply for a credit card.

2. The applicant is between 18 and 65 years old; The applicant has a stable job and income, which proves that the applicant has the ability to repay in full;

3. The applicant's credit standard is excellent, which proves that the applicant will choose to repay the loan on time;

4. The applicant is a person with full capacity for civil conduct.

2. Will there be SMS notification if the credit card application fails?

There won't be. There will be a short message notification only if it is passed. Under normal circumstances, the credit card business is approved by the secondary branch and will be submitted to the credit card department of the head office for unified business card printing and mailing. And it usually takes one to two weeks to get a card, and there will be results.

Third, the reasons for not passing may be:

1. There is something wrong with your personal credit, or your own income can't afford the credit business;

2. There are too many credit card applications for operating banks, resulting in business accumulation. But since the branch said it had been submitted to the head office, there should be no problem. It should be received soon.

Fourth, when there is no credit card limit, users can choose to deposit some money before trading. Because there is no credit card with a certain amount, users can deposit cash before swiping the credit card, get a certain amount of points every time they spend, and enjoy the relevant discounts of the credit card. After a period of time, users will apply for cash withdrawal. As long as the user uses the card within a reasonable range every day, the credit card limit will gradually increase. Users can also choose to cancel their credit cards, because credit cards without limit cannot be overdrawn.

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