1068 sent a text message saying that it was overdue prosecution.

1068' s short message of litigation notice is false, because it does not conform to the court's service procedure. Because the court litigation reminder message was sent by the government affairs platform. In addition to text messages, the court will mail the summons and other contents to the borrower's home, and will also call to remind him, instead of simply sending text messages. The short message number at the beginning of 1068 is mainly for cooperation with mobile operators. Whether it is a private small loan institution or a bank, in order to save trouble, this number will be used for mass dunning. However, many criminals will take advantage of this and send false dunning messages.

1068 at the beginning, how to sue for overdue credit cards?

1. First of all, the prosecution process of formal banks is not that simple. After the court files a case, it will not only send a notification message, but also send various materials. This method, which starts with 10xx, often ends with the words xx unsubscribe. There is no doubt that this is a scam message. Suggest blacking out and never reply.

2. If you use a credit card and it is overdue, you'd better take the initiative to contact the bank. Calculate the overdue time first, even if it is not enough to be sued, you should negotiate with the bank. Under normal circumstances, even fraudulent SMS messages can be reported by calling the reporting center at 1232 1.

How long will the credit card be sued if it is overdue?

1. Generally, the cardholder will be sued by the bank if it is overdue for three months. If the debt is too large, it is reasonable to advance some time. Before being sued, it is usually the bank's collection system to communicate. Cardholders should not ignore the bank's collection method, otherwise it will only make the overdue behavior look worse.

2. If the debt exceeds 50,000, the cardholder is more dangerous. Being sued at this time directly accounts for malicious overdraft and illegal sentencing. Possession of money is a civil responsibility, while malicious overdraft is a criminal responsibility, which is linked to imprisonment. If you owe a lot, you might as well pay it back as soon as possible.

What happens when a credit card is sued?

1. The reason for the bank's prosecution is that the cardholder has been overdue continuously and there is no repayment behavior. The purpose of prosecution is to recover the arrears. Therefore, in this case, the cardholder should first contact the bank immediately, explaining that the reason for overdue is some kind of force majeure, not malicious overdue. At this time, it is generally easy for banks to negotiate a positive willingness to repay.

2. Even if the bank doesn't withdraw the lawsuit for the time being, or the cardholder doesn't have enough financial ability to repay the loan for the time being, he can't sit still and try to escape the repayment responsibility by prison. The debtor should actively negotiate with the bank to extend the repayment time as much as possible. Even if it is not allowed to make a personalized repayment plan, you should take the initiative to repay part of it.

legal ground

People's Republic of China (PRC) Civil Procedure Law

Article 126 The people's court shall guarantee the right of prosecution enjoyed by the parties according to law. Litigation that conforms to the provisions of Article 122 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a ruling within seven days and refuse to accept it; If the plaintiff refuses to accept the ruling, he can appeal.