How to inquire about the interest of provident fund?

When will the annual interest settlement of the provident fund arrive? How to inquire about annual interest settlement?

The housing provident fund is calculated at the interest rate from the date it is deposited in the employee housing provident fund account, which means that employees can enjoy the interest income of the funds in the housing provident fund account. Recently, the annual interest settlement of housing provident fund has been completed, and many employees are asking when the annual interest settlement of housing provident fund will arrive. How to inquire about the annual interest settlement of provident fund?

When will the annual interest settlement of the provident fund arrive?

The interest settlement date of the provident fund is June 30th every year. After the interest is settled on June 30th every year, the settled interest will be transferred to the employee's personal provident fund account.

In addition, the interest settlement year of the housing provident fund is from July last year/kloc-0 to June 30 this year, and the deposit interest rate of the employee housing provident fund account is uniformly implemented according to the one-year time deposit benchmark interest rate, which is currently 1 .5%. After the interest settlement work is completed, the interest will be automatically transferred, and employees do not need to go through other procedures related to interest settlement. The interest income is exempt from personal income tax and belongs to employees.

How to inquire about the annual interest settlement of provident fund?

Under normal circumstances, after the annual interest settlement of the provident fund is completed, the depositor will receive a short message that the housing provident fund has completed the interest settlement. After receiving the text message, he can inquire about the specific amount of interest settlement of the provident fund. Now, there are many ways to query. Take WeChat as an example to introduce the specific query operation process.

First, enter the column of National Provident Fund Center for inquiry.

1 After logging in to WeChat, click "Service" on the "My" page.

Click "City Service" on the "Service" page.

3 Select "Provident Fund"

4 Select "National Housing Provident Fund" to complete the face recognition login.

5. Click on "Recent Deposit"

6 Select "All" to view the "Year-end Interest" column.

Second, enter the deposit housing provident fund center for inquiry.

Because the pages of housing provident fund centers in different places are different, taking Guangzhou as an example, the specific operation process is: I serve the city's popular service, deposit details of provident fund, and query all.

The above is the arrival time and inquiry method of the annual interest settlement of housing provident fund. I just finished my annual interest recently. Friends who have paid the provident fund can check for themselves.

How to inquire about the repayment details of provident fund loans?

Provident fund loans are divided into municipal provident fund and state-managed provident fund, and the inquiry methods are different. City provident fund mainly through the website and counter inquiries; The state-managed provident fund is mainly inquired through on-site inquiry, website inquiry and WeChat official account inquiry. Inquiring about the repayment details of provident fund loans is very important for buying a house. Let me explain it in detail.

From 20 15 65438+ 10/0, buyers can only choose free repayment when applying for provident fund loans, that is, the management center determines the monthly repayment amount according to the borrower's loanable amount and term, and the borrower can freely set the monthly repayment amount on the premise of not less than the repayment amount.

Note: under the free repayment mode, if the borrower only repays the repayment amount every month, then the last installment needs to pay a high amount of principal and interest.

① On-site inquiry

The borrower directly goes to the loan issuing bank with the ID card to inquire and print the repayment details.

② Website query

Website query needs to log in to the website of the housing provident fund fund fund management center of the central state organs, and the specific steps are as follows:

Steps: After entering the homepage, click "Personal Loan Inquiry".

Step 2: Enter "Loan Repayment Information Inquiry" in the left menu bar to inquire about historical repayment information.

3 WeChat WeChat official account inquiry.

Borrowers can follow the "Housing Fund Management Center of Central State Organs" on WeChat, bind the loan account, and check the repayment status according to the prompt requirements.

① Counter inquiry

The borrower brings his identity certificate to the loan issuing bank to inquire and print the repayment details, so as to know the monthly repayment situation, including the loan balance, principal, interest, penalty interest and so on.

② Website query

Log on to the local housing provident fund website, taking Beijing as an example:

Steps: Log in to Beijing Housing Provident Fund Network.

Step 2: Enter your own entrusted account number or ID number, password and verification code in the "Personal Loan Inquiry" inquiry interface on the home page for inquiry.

(1) For customers who directly inquire at the bank outlets, they can ask the bank to print a detail after the inquiry.

(2) For customers who have opened online banking, you can print the details directly with a printer at home.

The above is the knowledge about how to inquire about the repayment details of provident fund loans. I believe everyone has a certain understanding after reading it. It should be noted that whether it is a municipal provident fund loan or a state-managed provident fund loan, it is necessary to check the repayment details of the loan in time to avoid unnecessary troubles.

How to inquire about the interest of provident fund?

1. Alipay searches for "Ganfutong" in the APPlication market or downloads the "Ganfutong" app to enter the platform.

2. Click on the provident fund area on the home page, and choose the provident fund payment area according to your personal situation.

3. Select the account details query service, and enter personal information and the year of provident fund you want to query.

4. Query the details of individual provident fund account. The total amount of the provident fund MINUS the sum of the monthly provident fund is the interest of the provident fund.

How does Guangzhou inquire about its own provident fund interest rate?

Inquiries can be made through SMS, official account of WeChat of Guangzhou Housing Provident Fund Management Center, APP of Guangzhou Housing Provident Fund Management Center, Guangdong Easy Plan, etc. Guangzhou can check its own provident fund interest rate through SMS, official account of WeChat of Guangzhou Housing Provident Fund Management Center, APP of Guangzhou Housing Provident Fund Management Center and Guangdong Easy Plan. Take the query of Guangdong applet as an example:

1. After logging in to the Guangdong small deposit program, click the "Provident Fund" section.

2. Secondly, on the provident fund page, click "Deposit Details".

3. Then, in the page, click account details.

4. Finally, the "annual interest settlement" in the "account details" is the annual interest settlement of the provident fund. Expansion: calculation of housing provident fund interest: interest amount = individual account funds × actual deposit days × annual interest rate ÷360 Note: the deposit interest rate of employee housing provident fund accounts is subject to the one-year time deposit benchmark interest rate (1.50%).